Your privacy is our priority. This policy governs the use of your Personal Information.
Your privacy is important to us. This Privacy Policy (the “Privacy Policy”) governs the use of your Personal Information (as defined below) in connection with any websites, online services, and/or applications owned or operated by Digierts LLC (“we,” “us,” “our,” or “championquote.com”), including, without limitation, in connection with:
This Privacy Policy explains what information we collect about you, how we use or disclose such information, how to exercise any rights you may have with respect to your Personal Information (including any rights to opt-out of certain uses of your information), and the safeguards we have in place to reduce the risk of unauthorized access and use.
Please carefully read this Privacy Policy, which is part of our Terms of Use, before using our Site and/or Services. If you do not agree with the Terms of Use and/or the Privacy Policy, you must refrain from using our Site and/or Services. By accessing or using our Site/Services you agree to our use of your information consistent with the Terms of Use and this Privacy Policy.
We are not an insurance company or an insurance agent. We help connect individuals and businesses with companies that may be able to provide insurance products. We do not charge individuals or businesses to submit inquiries regarding obtaining insurance through our Site/Services, instead, we receive a payment from the companies with whom we connect potential buyers such as insurance agents, insurers, and third-party insurance service websites (such websites and their operators referred to herein as “Insurance Services”).
This Privacy Policy is subject to change. We encourage you to review this Privacy Policy frequently for any revisions or amendments. Such changes to this Privacy Policy will be posted on the Site and will be effective immediately upon posting. You will be deemed to have been made aware of and have accepted the changes by your continued use of the Site or Services.
a. Personal Information
When you view content on our website, we automatically collect PII about your computer hardware and software. This information can include your IP address, browser type, domain names, internet service provider (ISP), the files viewed on our site (e.g., HTML pages, graphics, etc.), operating system, clickstream data, access times and referring website addresses. We use this information to provide general statistics regarding use of the Websites. For these purposes, we do link this automatically-collected data to other Personal Information such as name, email address, address, and phone number.
We collect information that personally identifies, relates to, describes, or is capable of being associated with you (“Personal Information”), including:
This information can be provided to us by you through our websites or webforms an/or information we collect automatically when you use our websites and webforms.
Inferences drawn from the above categories of Personal Information that relate to your preferences, characteristics, psychological trends, predispositions, behavior, attitudes, intelligence, abilities, and aptitudes.
The types of Personal Information we collect about you may vary based on how you use the Site and/or Services and your role in the insurance marketplace (e.g., consumer, agent, insurer).
From time to time, and in order to provide you with the best service possible, we may use your information for automated decision making.
b. Consumer Report Notice
In some cases, insurance agents, insurers, and Insurance Services may need to obtain additional background information about you. For example, consumer reports (including credit reports) may be ordered in connection with your insurance application. These reports provide information that may assist in determining your eligibility for insurance and the price you may be charged. Consumer reports may also be used for updates, renewals, or extensions of insurance. Insurance companies may also obtain and use a credit-based insurance score based on information contained in your consumer report. Insurance agents, insurers, and Insurance Services may use a third-party service provider in connection with the development of your insurance score and rate quote. By providing information to us for use in obtaining an insurance quote, you give your express consent for insurance agents, Insurers, Insurance Services, and associated third-party service providers with whom we share your Personal Information to obtain and use a consumer report as described in this paragraph.
c. Usage Data
We automatically collect information in connection with the actions you take on the Site and in connection with using the Services (“Usage Data”). For example, each time you use the Site, we use a log file to automatically collect your IP address, the type of web browser you use, the type of device you use, your device’s operating system, your Internet Service Provider, the pages you view, referring and exit pages, the date and time of your visit, and the number of clicks to, from, and within the Site. We use this information to improve the performance and functionality of our Site and Services, and to better understand how individuals interact with our Site and Services. If this information is capable of being associated with you, directly or indirectly, we treat it as Personal Information. If this information is not capable of being individually associated with you, we treat it as Usage Data.
d. Call Recording
We and/or our Service Providers (as defined below), may record all calls and retain the content of all text messages or other written/electronic communications between you and us and/or our Service Provider, regardless of whether we make the call to you or you make the call to us. By communicating with us, you consent to such recording and retention of communications.
e. Session Recording
We and/or our Service Providers (as defined below), may monitor and/or record and retain the content of all activity, clicks, and keystrokes on our owned and affiliated websites for informational and quality control purposes. By continuing to utilize our website and its content, you consent to such recording and retention.
a. Voluntary Disclosure
We may ask you to provide us with Personal Information when you register with the Site/Services, submit an inquiry form, complete a survey, communicate with us (online or offline), sign-up for a newsletter, and at other times. You are not required to provide us your Personal Information; however, if you choose not to provide the requested information, you may not be able to use some or all of the features of the Site or Services or we may not be able to fulfill your requested interaction.
b. Third-Party Data Sources
We collect Personal Information from third-party data sources such as insurance agents, insurers, Insurance Services, consumer reporting companies, and data brokerage companies. This Personal Information may be appended to Personal Information we have already collected from or about you.
We use cookies (a small text file placed on your computer to identify your computer and browser) to improve the experience of the Site and Services, such as saving your preferences from visit to visit to present you with a customized version of the Site. Many web browsers are initially set up to accept cookies. You can reset your web browser to refuse all cookies or to indicate when a cookie is being sent. However, certain features of the Site or Services may not work if you delete or disable cookies.
We use the following types of cookies:
d. Online Behavioral Advertising
We may work with third-party advertisers, search providers, and ad networks (“Advertisers”) to learn more about you and show you ads or other content that we believe would be relevant to you. Advertisers may collect and use information about your use of the Site or Services as well as other websites and services. You can visit the Network Advertising Initiative website at www.networkadvertising.org or the Digital Advertising Alliance’s website at www.digitaladvertisingalliance.org to learn more.
a. Generally
We use Personal Information for internal purposes, such as to provide you with the Site and Services, process transactions, improve customization, and communicate with you about products and services.
b. Service Providers
We contract with Service Providers to provide certain services to us, including online hosting, marketing, facilitating communications, payment processing, and business analytics. Each Service Provider is expected to use reasonable security measures to protect your Personal Information.
c. Third-Party Selling
We sell your Personal Information to third-party companies who want to advertise and market products or services likely to be of interest to you. For example, we may sell your Personal Information to insurance agents who may be able to provide the type of insurance you are interested in obtaining.
We employ commercially reasonable administrative, technical, and physical safeguards to protect your Personal Information. However, no data transmission over the Internet or other network can be guaranteed 100% secure.
We cooperate with government and law enforcement officials and private parties to enforce and comply with the law. We may disclose Personal Information if we believe it is necessary to respond to legal requests or to protect the safety and rights of ourselves and others.
The Site is not intended for children under the age of 18 and we do not knowingly collect Personal Information from children under the age of 18.
You have the right to opt out of receiving marketing from us by emailing us at service@championquote.com. If you opt out of marketing you will still receive transactional messages, such as responses to your questions.
If you have any questions about our Site, Services, or this Privacy Policy, please email us at service@championquote.com. You may also send us a letter to the following address:
Digierts LLC
30N Gould STE 6797
Sheridan, Wyoming USA 82801
The California Consumer Privacy Act ("CCPA") gives California residents certain rights to access and delete their "Personal Information," and to opt out of the sale of their Personal Information. You may exercise your rights by emailing us at service@championquote.com or visiting our CCPA Request Page.
California Site Ownership Disclosure: Under California Civil Code Section 1789.3, California residents are entitled to the following information: The provider of the Site is Digierts LLC, 30N Gould STE 6797, Sheridan, Wyoming USA 82801.